Ratliff Accounting & Tax
A firm built to help overwhelmed business owners make sense of their finances — with clarity, confidence, and a deep sigh of relief. We know firsthand how stressful messy books, looming tax deadlines, and surprise audits can be. That’s why we meet every client with empathy, calm guidance, and the kind of practical expertise that turns financial chaos into confident decision-making.
MEET
Rachel didn’t become The Nosey Accountant by accident — she earned it by asking the right (and sometimes awkward) questions that lead to big breakthroughs for her clients.
She holds a BA from Roosevelt University and a BS from Limestone University. Rachel is a federally licensed Enrolled Agent and a Certified Tax Coach, which means she knows how to speak IRS fluently and save clients money in the process.
Rachel launched Ratliff Accounting & Tax LLC in 2021 in Spartanburg, SC and brought it north to Tinley Park, IL in 2024, where she now runs the show with the help of her husband Jay, stepdaughter Joanna, and their three very good dogs. From her cozy-but-mighty home office, she serves service-based business owners across the country — especially those who are overwhelmed, stuck in financial fog, or ghosted by their last accountant.
Rachel is also active in her local community, volunteering through the Tinley Park, Frankfort, and Mokena Chambers of Commerce, and proudly serving on the board of the Lincoln-Way High School District 210 Foundation to support student success.
When she’s not nerding out over spreadsheets or decoding IRS letters, Rachel’s off the grid — RV camping with her family, chasing sunsets, and trying really hard not to check her email (no promises).
Founder. Certified Tax Coach. Proud Nosey Accountant
Meet the Team
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To create a world where small business owners no longer feel buried by numbers, afraid of audits, or ashamed of financial messes.
We envision a future where finances feel like a tool for empowerment, not stress, and every entrepreneur has the clarity, confidence, and calm they need to love their business again. Through expert guidance, judgment-free support, and powerful tax strategies, we help our clients reclaim their time, reduce their stress, and rediscover the freedom that inspired them to start their business in the first place.
OUR VISION
Values We Live By
Empower Through Clarity
We believe knowledge is power—especially during audits or tax seasons. We guide our clients with calm, clear explanations so they feel informed, in control, and never alone in the process.
Judgment-Free Support
Financial messes happen. We meet clients where they are, without shame or judgment, and focus on solutions that move them forward with confidence.
A Safe Space for Vulnerability
We understand how personal your books and taxes can feel. We create a space where clients can be open and honest—knowing they’ll be met with reassurance, respect, and a path forward.
Freedom Through Simplicity
We take the stress and overwhelm out of bookkeeping and taxes. By simplifying the process, we give business owners the freedom to focus on growth—and the peace of mind that comes from smart financial strategies.
Calm in the Chaos
Whether it’s cleaning up books or navigating complex tax issues, we bring order to the chaos. Our approach reduces fear and frustration by making the financial picture manageable—and even empowering.
Ready to work together?
Ready to work together?
I want to take the busy work of keeping your books and doing your taxes off your plate and help you find money you didn’t know you had so you can reinvest in your business (or go on vacation) and help take some of the weight off your shoulders.